EPA has announced it will waive application and credit processing fees for small communities applying for Water Infrastructure Finance and Innovation Act (WIFIA) loans during Fiscal Years 2026 and 2027.
The fee waivers are intended to reduce barriers for small and rural communities seeking funding for drinking water, wastewater, and other water infrastructure projects.
Under this announcement:
- Communities with populations of 25,000 or fewer will have the $25,000 WIFIA application fee waived.
- EPA will also waive the Credit Processing Fee, which currently averages approximately $156,000 per loan, subject to program requirements and available funding.
Together, these fee waivers could save eligible communities nearly $200,000 when applying for a WIFIA loan.
The WIFIA program currently has approximately $11 billion in available financing and can fund up to 80 percent of project costs for eligible projects. EPA is currently accepting Letters of Interest.
WIFIA provides long-term, low-cost financing to support significant water infrastructure investments, helping communities improve drinking water and wastewater systems while supporting public health and economic development.
Learn more about the WIFIA program and how to submit a Letter of Interest.
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